Each insurance company has different policies and as such provide different coverage on things like physio, podiatry, Pilates, and massage.

For example, HCF can require a doctor or medical specialist to fill out an Exercise & Gym benefits & authorisation claim form before they reimburse you. To claim group exercise coverage (e.g. Pilates) with HCF you need to participate in an individualised class of 6 or less people (all of our classes comply).

The amount of coverage you receive for each class is at the discretion of your insurance company.

We are happy to provide you with a letter or fill in any required paperwork in order to aid your claim. We will provide you with a descriptive receipt to take to your insurance company at the end of the class program, or on request for casual classes.


You can claim for casual group classes with HICAPS if you have coverage at the time of payment. If you purchase e.g. a 10 class pass for Pilates we will be happy to provide you with a receipt once you complete your ten classes to take to your insurance company. Please note class passes are only valid for 3 months from the date of purchase.

Recently there have been some highly publicised changes to health fund rebates with Pilates. When attending physio-led Pilates classes, such as those at Sydney Advanced Physiotherapy, you will still be able to claim a rebate on your private health. The amount you can claim, as always, depends on what plan you’re on with your insurance company.

Baby Massage

Private sessions of infant massage are charged as a physiotherapy service to the baby IF the baby has physiotherapy cover. It CAN NOT be claimed on the parents fund.

Group baby massage coverage is at the discretion of the insurance company.

Contact your health fund for further information on your coverage.